IT Forensics · Car

Forensic analysis of insurance telematics/black boxes – the forensic use of telematics boxes for motor insurance

As part of telematics-based motor insurance policies, dedicated telematics boxes are often fitted to vehicles; these continuously record driving behaviour, speed and movement data and transmit this information to the insurer.

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This data may be relevant both for calculating premiums in accordance with the contract and for the forensic reconstruction of driving behaviour and the circumstances of accidents.

Why LanCologne?

Since its foundation, LanCologne has specialised in professional IT forensics. Our staff have decades of experience in the field of information technology and assist companies, solicitors, private individuals and, on a regular basis, the courts in the technical investigation of complex digital matters.

The examination is, as a matter of principle, carried out exclusively on a forensic copy, a forensic image or a data source captured in a technically equivalent manner that preserves the integrity of the evidence. The original evidence remains unchanged and is stored in a manner that preserves its integrity.

Our services

We analyse available telematics black box data, back up locally accessible records and, subject to the necessary authorisation, use supplementary insurer data for cross-checking.

Typical areas of application

•Reconstruction of driving behaviour in the context of telematics-based tariffs
•Supplementing accident reconstructions with black box data
•Resolution of disputes concerning pay scale classification
•Support with claims settlement
•Judicial and non-judicial expert reports
•Cooperation with insurance companies

How an insurance telematics analysis works

Once the telematics box has been secured, the available driving behaviour data is extracted and, provided the necessary authorisation has been granted, cross-referenced with the data held by the insurer.

Why is insurance telematics analysis relevant in a forensic context?

This data may be relevant both in favour of and against a policyholder and should therefore be analysed in a neutral and transparent manner.

Cross-checking black box data with insurers’ data can also reveal any potential technical transmission errors or anomalies.

Frequently Asked Questions

How is access gained to insurers’ telematics data?+
Only with the policyholder’s authorisation or on the basis of a valid legal basis.
Are telematics units designed in the same way for all vehicles with the relevant tariff?+
No, this varies depending on the insurer and the provider used, and is assessed on a case-by-case basis.
Can black box data be used in legal proceedings?+
In principle, yes; whether it can actually be used is assessed on a case-by-case basis from a legal perspective.

LanCologne – Vehicle IT Forensics, Cologne

Do you require a professional forensic investigation into „insurance telematics/forensic analysis of black boxes"? LanCologne can assist you in securing digital evidence in a manner that stands up in court, as well as in the transparent analysis of relevant vehicle data.

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